Top Cashback Sites: Where to Earn Money While You Spend

Cashback sites offer a simple way to earn money back on everyday purchases. Whether you’re shopping for fashion, booking a holiday, renewing insurance, or even ordering your weekly groceries, using a cashback platform could save you hundreds of pounds each year.

In this guide, you’ll discover the top cashback websites in the UK, how they work, and which ones offer the best rates, bonuses, and features in 2025.

What Are Cashback Sites and How Do They Work?

Cashback websites pay you a percentage of your spending when you shop via their tracked links. They earn commission from the retailer and pass some of it back to you.

Here’s how the process works:

1. You sign up for a cashback site and log in.

2. Click on a retailer’s link from the cashback platform.

3. Complete your purchase as usual.

4. Cashback is tracked and added to your account once confirmed.

5. You withdraw the earnings via bank transfer, PayPal, or gift card.

Cashback is essentially free money—if you were going to make the purchase anyway, why not earn a little back?

Best Cashback Sites in the UK

Below is a breakdown of the most popular and reliable cashback platforms available to UK users.

Let’s explore each in more detail.

TopCashback

TopCashback is the UK’s most widely-used cashback site. It consistently offers the highest payout rates across thousands of retailers.

• Best for: High-value purchases like insurance, broadband, or travel

• Bonus options: Extra payout boosts if you choose gift card withdrawals

• Mobile app: Highly rated and easy to use

It’s also known for its regular seasonal offers and giveaways, where you can earn free bonuses by collecting icons or stamps.

Quidco

Quidco is a close competitor to TopCashback, with slightly fewer retail partners but often faster payouts and excellent customer service.

• Best for: Everyday shopping, fashion, and utilities

• Premium membership: For £1/month you can boost your cashback rates

• Bonus weekends: Frequent limited-time rate boosts

Quidco also occasionally offers increased cashback rates during major sale events like Black Friday or Boxing Day.

OhMyDosh

OhMyDosh isn’t your typical cashback site. Instead of earning on retail purchases, it focuses on offers, free trials, and simple online tasks.

• Best for: Quick wins and low-effort tasks

• Payout speed: Some cashouts are available within 3–5 days

• Free trial deals: Try products/services, cancel before trial ends, and still get paid

You can earn money by signing up to streaming trials, entering competitions, or requesting brochures—ideal for those who don’t shop often online.

KidStart

KidStart is a unique platform designed to help parents and families save for their children.

• Best for: Parents saving into Junior ISAs or child savings accounts

• Payout method: Cashback goes directly into your child’s account

• Retail partners: Includes major stores like Amazon, John Lewis, and Argos

It’s a clever long-term tool if you want to build a savings pot while you shop.

Boom25

Boom25 offers a lottery-style spin on cashback. Every 25th shopper wins 100% cashback on their entire purchase.

• Best for: Small, regular purchases with the chance of a big return

• Downside: No guaranteed cashback unless you’re the 25th customer

• Appeal: Adds excitement to everyday spending

It’s not the best platform if you want consistent returns, but it’s a fun alternative with no risk involved.

MyMoneyPocket

MyMoneyPocket is a basic but trustworthy cashback site.

• Best for: Beginners or those testing out cashback for the first time

• Interface: Simple dashboard, clear tracking

• Rates: Moderate and competitive

It doesn’t offer many bells and whistles, but it does the job for casual users.

Tips to Maximise Cashback Earnings

Here are some strategies to boost your cashback gains:

• Always compare rates: Use browser extensions like TopCashback Notifier to see which site offers the highest payout.

• Don’t forget in-store cashback: Some platforms now offer in-store cashback when you link your debit card.

• Stack cashback with voucher codes: Some stores allow both—check the terms.

• Check tracking status: Always confirm your purchase was tracked after completion.

• Refer friends: Most sites offer £5–£25 per successful referral.

Also, make sure cookies are enabled in your browser, and disable ad blockers—these can sometimes interfere with tracking.

Common Cashback Questions

Is cashback taxable in the UK?

No, cashback received on personal purchases is not considered taxable income. It’s treated as a discount or rebate.

How long does cashback take to be paid?

It varies by retailer and site. For standard purchases, cashback usually confirms within 4–12 weeks. For subscriptions or contracts (like broadband), it might take 90–120 days.

Can cashback be withdrawn as cash?

Yes, most platforms allow you to withdraw funds as cash to your bank or PayPal. Some offer bonuses if you choose gift cards instead.

What happens if a purchase doesn’t track?

You can raise a claim within your cashback account. Submit order details and receipts, and the platform will investigate on your behalf.

Final Thoughts

If you’re not using cashback sites, you’re leaving free money on the table. With so many options available—from premium platforms like TopCashback and Quidco to niche sites like OhMyDosh and KidStart—it’s easy to find one that suits your shopping habits.

Start by signing up for at least two major cashback sites, and compare their offers before every online purchase. With minimal effort, you can save hundreds of pounds every year simply by clicking a different link.